While this checking account is designed for teenagers, any child age 8+ can be a joint account holder with their parent or legal guardian. Once they turn 18, your teen can choose to open a 360 Checking account and transfer their balance from their MONEY account. (If they don’t choose to open a 360 Checking checking account, their MONEY account will remain open.)
Here are a few quick ways to start budgeting: Keep a money journal. Writing down what you spend money on can be a real eye-opener. For example, you might find that eating out with friends is taking a bite out of your budget. By cataloging your expenses, you can find ways to save—like taking advantage of your college meal plan.
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